The Mortgage Doctors are specialists in the Commercial Mortgage field. Since our formation we have helped many commercial customers looking to purchase or refinance their properties, including those with credit problems.

The Financial Services Authority does not regulate most types of commercial mortgages.

Why do you need a commercial mortgage?

If you decide to buy property for your business, you will probably need a commercial mortgage. There are several types if commercial mortgage and remortgage available. If you are considering a commercial mortgage and remortgage then it is time to contact one of our advisors to discuss your needs. Once we have assessed your needs we will arrange at time to visit your premises and if need be start the process as well as agree an approximate timescale.

We a straight forward and simple business mortgage solutions, providing term finance on properties including;

• Farms and Rural Finance
• Pubs, restaurants
• Shops, shops with living accommodation
• Hotels, guest houses, holiday lets
• Industrial units, factories, offices, warehouses

For borrowers looking to raise between £10k and £10m+, our process is geared towards being simple, quick and flexible. Mortgage products are available with terms up to 35 years, generally up to 85% LTV and have an option for self certification of income. It is important to distinguish that we provide a mortgage product and therefore the advance is made against the market value of the property, excluding goodwill and any fixtures or fittings.

We are able to lend up to 90% of purchase price for sitting tenants purchasing at a discount (subject to this not exceeding any LTV restrictions on valuation) and 100% advances can be made with additional security (either residential or commercial property) from the borrower. The product is available at a margin of between 2% and 5.5% over Libor as well as fixed and variable depending upon the LTV and status of the applicant. Early repayment charges apply.

The Mortgage Doctors have several years experience in the commercial mortgage industry, that's why when you work with us you know you have made the correct choice.

Call us on 01382 644144 to arrange a free and full review...


Important Information

Adding existing debts to your mortgage will both extend the repayment term and increase the overall cost of the debt.

Early repayment charges could apply. They will vary depending on the mortgage you choose.The overall cost for comparison is 7.7% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case.